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38214 Fingal Line
Middlemarch Elgin N5P 3S5

$525,000
Residential Freehold beds: 3 baths: 2.0

Main Photo: 38214 Fingal Line in Elgin: Middlemarch House for sale (Southwold)  : MLS®# X12424048
Photo 1: 38214 Fingal Line in Elgin: Middlemarch House for sale (Southwold)  : MLS®# X12424048
Photo 2: 38214 Fingal Line in Elgin: Middlemarch House for sale (Southwold)  : MLS®# X12424048
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Photo 49: 38214 Fingal Line in Elgin: Middlemarch House for sale (Southwold)  : MLS®# X12424048
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12424048
Bedrooms:
3
Bathrooms:
2
Welcome to 38214 Fingal Line, this beautiful yellow brick farmhouse sitting on a peaceful 0.72-acre lot just outside St. Thomas. This home gives you that country feel while still being close to everything you need. Inside this home, you'll find 3 bedrooms and 2 bathrooms, plus plenty of space on the main floor for family life or entertaining. The upper level has been updated with new flooring and fresh paint, making it feel bright, clean, and move-in ready. You'll also appreciate the metal roof (2021) and new furnace (2025), giving you peace of mind for years to come. The main floor features a bright an spacious living room with a cozy fireplace to enjoy during the winter months. The open concept kitchen and dining room are essential for hosting with family and friends. Outside is where this property truly shines. Backing onto a vast field for ample privacy, enjoy your 0.72 of an acre all year round. The detached garage is perfect for extra storage, hobbies, or even a workshop, and the big backyard is the perfect place to relax, garden, or enjoy the stunning sunsets this property is known for. Don't miss your chance to own this property at an incredible price.
Under Contract:
Hot Water Heater
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
2-Storey
Approx. Age:
100+
Total Approx Floor Area:
1500-2000
Lot Size:
.50-1.99
Depth:
244'
Frontage:
127'
Lot Shape:
Irregular
Topography:
Flat
Direction Faces:
North
Bedrooms:
3
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
3
Kitchens Above Grade:
1
Rooms Above Grade:
10
Heating type:
Forced Air
Heating Fuel:
Gas
Fireplaces:
1
Foundation:
Stone
Roof:
Metal
Basement:
Crawl Space, Unfinished
Fireplace Features:
Natural Gas
Fireplace/Stove:
Yes
Garage:
Detached
Garage Spaces:
2.0
Other Structures:
Fence - Partial, Shed
Parking Features:
Private
Parking Spaces:
12
Total Parking Spaces:
14.0
Family Room:
Yes
Possession Details:
30-60 Days
Lot Irregularities:
127.43ft x 225.56ft x 56.81ft x 17.58ft
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Assessment:
$186,000
Assessment Year:
2025
Taxes:
$2,664 / 2025
Assessment:
$186,000.00 / 2025
Southwold
Middlemarch
Elgin
Golf, School, School Bus Route
Carpet Free
Privacy
Smoke Detector
Hot water heater
DISHWASHER, WASHER, DRYER, FRIDGE, STOVE
Brick
City, Meadow
Open Floor Plan, Parking
Floor
Type
Size
Other
Main
Living Room
17'2" × 17'
Main
Family Room
17'2" × 10'5"
Main
Dining Room
13'2¼" × 8'5"
Main
Kitchen
20'6" × 13'3½"
Main
Laundry
13'6" × 8'11"
Second
Primary Bedroom
12'2½" × 10'11"
3 Pc Ensuite
Second
Bedroom
10'10" × 8'4¾"
Second
Bedroom
9'5¾" × 8'5"
Main
Sunroom
12'8" × 7'
Floor
Ensuite
Pieces
Other
Main
No
4
8'1" x 6'2" 4 Pc Bath
Second
Yes
3
4'7½" x 7'2" 3 Pc Ensuite
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
Available
Utilities Hydro:
Yes
Sewers:
No
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
None
Central Vacuum:
No
Seller Property Info Statement:
No
Ensuite Laundry:
No
Laundry Level:
Main Level
Date Listed:
Sep 24, 2025
Original Price:
Previous Price:
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Listed by CENTURY 21 FIRST CANADIAN CORP
Data was last updated September 24, 2025 at 09:15 PM (UTC)
Area Statistics
Listings on market:
52
Avg list price:
$988,000
Min list price:
$399,000
Max list price:
$2,399,900
Avg days on market:
64
Min days on market:
1
Max days on market:
663
These statistics are generated based on the current listing's property type and located in Southwold. Average values are derived using median calculations. This data is not produced by the MLS® system.
Jason Froude,  REALTOR®
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.