Forgot password Extend Verify Contact

45118 Talbot Line
Rural Central Elgin Central Elgin N5P 3S7

$874,995
Residential Freehold beds: 5 baths: 2.0

Main Photo: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 1: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 2: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 3: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 4: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 5: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 6: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 7: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 8: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 9: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 10: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 11: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 12: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 13: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 14: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 15: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 16: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 17: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 18: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 19: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 20: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 21: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 22: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 23: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 24: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 25: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 26: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 27: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 28: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 29: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 30: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 31: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 32: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 33: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 34: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 35: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 36: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 37: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 38: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 39: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 40: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 41: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 42: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 43: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 44: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Photo 45: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12431424
Bedrooms:
5
Bathrooms:
2
Income-Generating Opportunity in St. Thomas! Welcome to this stunning, move-in-ready home featuring a separate second unit on the upper floor, perfect for generating extra income. The main residence boasts an open concept living, kitchen, and dining area with a tray ceiling, abundant natural light, and modern amenities, including: Custom kitchen, island, and quartz countertops, higher end appliances, access to a covered patio and expansive backyard, the three spacious bedrooms are conveniently laid out, with easy access to the 4-piece bathroom and laundry room. The upper unit features a private entrance and offers: Open-concept living, kitchen, and dining area with new custom kitchen, island, quartz countertops and new appliances, plus two good-sized bedrooms, and a 4-piece bathroom and a designated laundry room for convenience. This cozy unit is perfect for tenants or family members. Additional Features: Sprawling backyard, clear and ready for landscaping New concrete driveway with ample parking for various-sized vehicles, located in St. Thomas, an area with growing industry and potential for growth. This is practically a NEW HOME! Come visit this home and see if it checks your boxes.
Property Type:
Residential Freehold
Property Sub Type:
Duplex
Home Style:
2-Storey
Approx. Age:
51-99
Total Approx Floor Area:
2000-2500
Lot Depth:
287'8⅞"
Lot Frontage:
100'4"
Lot Shape:
Irregular
Topography:
Flat
Direction Faces:
North
Bedrooms:
5
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
2
Bedrooms Above Grade:
5
Kitchens Above Grade:
2
Rooms Above Grade:
17
Rooms Below Grade:
0
Fractional Ownership:
No
Assignment:
No
Heating type:
Forced Air
Heating Fuel:
Gas
Fireplaces:
0
Foundation:
Concrete Block
Roof:
Asphalt Shingle
Basement:
Crawl Space
Fireplace/Stove:
No
Garage:
Attached
Garage Spaces:
2.0
Parking Features:
Private Double
Parking Spaces:
5
Total Parking Spaces:
7.0
Family Room:
No
Possession Details:
Immediate
Lot Irregularities:
91.27X287.74X100.30X287.85
Pool:
None
HST Applicable To Sale Price:
Included In
Assessment:
$215,000
Assessment Year:
2025
Taxes:
$3,620 / 2024
Assessment:
$215,000.00 / 2025
Elgin
Central Elgin
Rural Central Elgin
School Bus Route
Air Exchanger, In-Law Suite
Year Round Living
Carbon Monoxide Detectors, Smoke Detector
Fridges x2, stoves x2, dishwashers x2, microwaves x2, owned water heater. washer & dryer (used)
N/A
Vinyl Siding
No
No
Trees/Woods
Floor
Type
Size
Other
Main
Foyer
13'9" × 7'¼"
Main
Living Room
13'9" × 11'11"
Main
Dining Room
12'11½" × 11'5"
Main
Kitchen
11'5" × 10'1"
Main
Primary Bedroom
13' × 9'11"
Main
Bedroom 2
13'7" × 9'7"
Main
Bedroom 3
9'7" × 9'3"
Main
Laundry
9'4" × 6'11"
Second
Kitchen
12'6" × 10'2"
Second
Dining Room
12'6" × 9'5"
Second
Living Room
13'10½" × 10'4"
Second
Bedroom
10'10" × 9'11"
Second
Bedroom 2
10'10" × 9'11"
Main
Laundry
7'5" × 6'9"
Main
Utility Room
9'5" × 5'3¾"
UFFI:
No
Utilities Cable:
Yes
Utilities Telephone:
Yes
Utilities Gas:
Yes
Utilities Hydro:
Yes
Utilities Water:
Yes
Sewers:
No
Energy Certification:
No
Green Property Information Statement:
No
Special Designation:
Other
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Physically Handicapped-Equipped:
No
Laundry Level:
Main Level
Date Listed:
Sep 29, 2025
Original Price:
Previous Price:
  • Photo 1: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 1 of 45
  • Photo 2: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 2 of 45
  • Photo 3: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 3 of 45
  • Photo 4: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 4 of 45
  • Photo 5: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 5 of 45
  • Photo 6: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 6 of 45
  • Photo 7: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 7 of 45
  • Photo 8: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 8 of 45
  • Photo 9: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 9 of 45
  • Photo 10: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 10 of 45
  • Photo 11: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 11 of 45
  • Photo 12: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 12 of 45
  • Photo 13: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 13 of 45
  • Photo 14: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 14 of 45
  • Photo 15: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 15 of 45
  • Photo 16: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 16 of 45
  • Photo 17: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 17 of 45
  • Photo 18: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 18 of 45
  • Photo 19: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 19 of 45
  • Photo 20: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 20 of 45
  • Photo 21: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 21 of 45
  • Photo 22: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 22 of 45
  • Photo 23: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 23 of 45
  • Photo 24: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 24 of 45
  • Photo 25: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 25 of 45
  • Photo 26: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 26 of 45
  • Photo 27: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 27 of 45
  • Photo 28: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 28 of 45
  • Photo 29: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 29 of 45
  • Photo 30: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 30 of 45
  • Photo 31: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 31 of 45
  • Photo 32: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 32 of 45
  • Photo 33: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 33 of 45
  • Photo 34: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 34 of 45
  • Photo 35: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 35 of 45
  • Photo 36: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 36 of 45
  • Photo 37: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 37 of 45
  • Photo 38: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 38 of 45
  • Photo 39: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 39 of 45
  • Photo 40: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 40 of 45
  • Photo 41: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 41 of 45
  • Photo 42: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 42 of 45
  • Photo 43: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 43 of 45
  • Photo 44: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 44 of 45
  • Photo 45: 45118 Talbot Line in Central Elgin: Rural Central Elgin House for sale : MLS®# X12431424
    Photo 45 of 45
Listed by RE/MAX CENTRE CITY REALTY INC.
Data was last updated November 26, 2025 at 01:15 AM (UTC)
Jason Froude,  REALTOR®
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.