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1052 Rat Bay Rd 109-1 Road
Franklin Lake of Bays P1H 2J6

$40,000
Residential Condo & Other beds: 2 baths: 2.0

Main Photo: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 1: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 2: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 3: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 4: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 5: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 6: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 7: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 8: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 9: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 10: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 11: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 12: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 13: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 14: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 15: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 16: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 17: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 18: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 19: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Photo 20: 1052 Rat Bay Rd 109-1 Road in Lake of Bays: Franklin Condo for sale : MLS®# X12092857
Status:
Active
Prop. Type:
Residential Condo & Other
MLS® Num:
X12092857
Bedrooms:
2
Bathrooms:
2
Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2025 maintenance fee for 109 Algonquin cottage PER OWNER is $5026 + HST. Core week 1 for this cottage starts on Friday, June 20 and the other 4 weeks for 2025 start(ed) on Feb. 21, May 30, October 17, December 12/25. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.
Property Type:
Residential Condo & Other
Property Sub Type:
Other
Home Style:
Bungalow
Approx. Age:
16-30
Total Approx Floor Area:
900-999
Topography:
Flat, Sloping
Exposure:
South
Bedrooms:
2
Bathrooms:
2.0
Kitchens:
1
Bedrooms Above Grade:
2
Kitchens Above Grade:
1
Rooms Above Grade:
7
Fractional Ownership:
Yes
Heating type:
Baseboard
Heating Fuel:
Electric
Fireplaces:
1
Storey:
0
Foundation:
Block
Roof:
Asphalt Shingle
Balcony:
None
Basement:
None
Fireplace Features:
Propane
Fireplace/Stove:
Yes
Alternative Power:
Unknown
Garage:
None
Garage Spaces:
0.0
Parking Features:
Private
Parking Type:
Exclusive
Parking Spaces:
2
Total Parking Spaces:
5.0
Locker:
None
Family Room:
No
Possession Details:
Flexible
HST Applicable To Sale Price:
Not Subject to HST
Maintenance Fee:
$5,026
Maintenance fees include:
Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
Assessment:
$0
Assessment Year:
2025
Taxes:
$0 / 2025
Assessment:
$.00 / 2025
Muskoka
Lake of Bays
Franklin
Beach, Lake/Pond, Waterfront
Water Heater Owned, Other
Recreational Area
Smoke Detector, Carbon Monoxide Detectors
Unknown
No
none
All furnishings, fixtures and appliances as part of the 1/10th fractional ownership
none
None
Wood
Shared Beach, Tennis Court, Communal Waterfront Area, Indoor Pool
No
No
300'
Beach Front, Winterized
WaterfrontCommunity
Clean, Sandy, Hard Bottom
Owned
South
Lake, Trees/Woods
Direct
Year Round Municipal Road
Lake of Bays
Bay
Water Treatment
Not Applicable
None
Floor
Type
Size
Other
Main
Living Room
13'9" × 10'
Main
Dining Room
11' × 10'7"
Main
Kitchen
10'7" × 8'1"
Main
Primary Bedroom
13'5" × 10'11"
Main
Bedroom 2
10'11" × 10'3"
Floor
Ensuite
Pieces
Other
Main
No
-
6'10" x 6'6"
Main
No
-
9'11" x 6'
Energy Certification:
No
Green Property Information Statement:
No
Central Vacuum:
No
Seller Property Info Statement:
No
Ensuite Laundry:
No
Laundry Access:
Laundry Closet
Condo Corporation Number:
0
Property Management Company:
Blue Water Acres
Date Listed:
Apr 20, 2025
Original Price:
Previous Price:
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Listed by Chestnut Park Real Estate
Data was last updated October 16, 2025 at 06:15 PM (UTC)
Jason Froude,  REALTOR®
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